Welcome to PaySnap.online. These Terms & Conditions (“Terms”) govern your use of our website, services, and any related applications or platforms provided by PaySnap. By accessing or using our services, you agree to comply with and be legally bound by these Terms. If you do not agree, you should not use our website or services.
1. Acceptance of Terms
By registering for, accessing, or using PaySnap.online, you agree to abide by these Terms, our Privacy Policy, and any additional guidelines or policies provided on our platform. These Terms apply to all users, including individuals, businesses, and organizations.
2. Services Provided
PaySnap is a billing and payment management platform that enables users to:
- Generate and manage invoices.
- Process secure online payments.
- Track billing history and transactions.
- Access customer and payment reports.
- Use integrations and third-party services (where available).
We may expand, update, or restrict certain services at our discretion without prior notice.
3. User Responsibilities
When using PaySnap.online, you agree that you will:
- Provide accurate and up-to-date registration and billing information.
- Use our platform only for lawful purposes.
- Maintain the confidentiality of your account credentials.
- Be responsible for all activities under your account.
- Ensure compliance with applicable financial, tax, and regulatory laws.
You must not misuse our services for fraudulent transactions, money laundering, or any prohibited activities.
4. Account Registration & Security
To use certain features, you may need to create an account. You agree to:
- Keep your username and password secure.
- Notify us immediately of unauthorized use of your account.
- Accept responsibility for any activity conducted under your account.
We reserve the right to suspend or terminate accounts that violate these Terms.
5. Payments & Fees
- Service Fees: Some features may require subscription fees or transaction-based charges. Fees will be clearly communicated before you are billed.
- Billing Cycle: Payments may be charged monthly, annually, or per transaction.
- Refunds: All payments are subject to our Refund Policy (available separately).
- Third-Party Fees: You are responsible for charges from banks, card providers, or payment gateways.
6. Intellectual Property
All content, design, logos, trademarks, text, software, and graphics on PaySnap.online are the intellectual property of PaySnap or its licensors. You may not copy, reproduce, or distribute our content without written consent.
7. Third-Party Services
Our platform may integrate with third-party applications, gateways, or plugins. We are not responsible for:
- The functionality or security of third-party services.
- Any losses or damages resulting from their use.
By using such integrations, you agree to abide by their respective terms and policies.
8. Prohibited Activities
Users may not:
- Use the platform for illegal or fraudulent transactions.
- Attempt to hack, disrupt, or compromise security.
- Misrepresent identity or financial information.
- Share unauthorized content or malware.
Violation of these restrictions may lead to account suspension or legal action.
9. Privacy & Data Protection
We respect your privacy. Please review our Privacy Policy to understand how we collect, use, and safeguard your information. By using our platform, you consent to our data practices.
10. Limitation of Liability
To the maximum extent permitted by law, PaySnap.online and its affiliates are not liable for:
- Any indirect, incidental, or consequential damages.
- Loss of profits, data, or business opportunities.
- Unauthorized access to accounts or transactions.
Our total liability shall not exceed the amount you paid for services in the preceding 3 months.
11. Disclaimers
- Our services are provided on an “as is” and “as available” basis.
- We make no warranties regarding uninterrupted service, accuracy, or error-free performance.
- You are responsible for ensuring that our services meet your business requirements.
12. Indemnification
You agree to indemnify and hold harmless PaySnap.online, its employees, and affiliates from claims, damages, or expenses arising from:
- Your use of the platform.
- Violation of these Terms.
- Infringement of third-party rights.
13. Service Modifications & Updates
We may update, suspend, or discontinue services at any time, with or without notice. Updates to these Terms will be posted on our website, and continued use constitutes acceptance.
14. Termination of Use
We reserve the right to:
- Suspend or terminate accounts that violate policies.
- Restrict access to users engaged in fraudulent or abusive behavior.
- Retain transaction data for legal or compliance purposes.
15. Governing Law
These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes shall be resolved in the courts of [Insert Location].
16. Changes to Terms
We may revise these Terms from time to time. Updated versions will be effective upon posting. You are encouraged to review this page regularly.